Tech Support Frauds: How to Avoid These?

Remote tech support for computers is on the rise and is amongst the most popular services users avail currently. Like every coin has two sides, even this service has a downside. This is seen as incidences of scammers and swindlers, who can rob users of not just their money, but important data and personal information as well. Seeing the increasing occurrence of such scams, the government is now ensuing that innocent users do not get ripped off by bogus services offered in the name of authenticity. Most experts faking of offering remote computer support would ask for a remote access, which is like giving them a key to your personal and confidential data. So, what can be done to stay away from such situations? Here are few tips that can help users in differentiating scammers from genuine professionals and thus preventing from becoming prey of ignorance.

Tips to avoid scams when availing remote computer repair services

Don’t trust on random call from a company: This is the most common tactic that the scammers use to make users easy targets. They would speak about a virus or security threat on the PC. Solution offered would be installing new software, for which huge money would be charged in return. Otherwise, remote access to the computer might lead to stolen information and data theft. So, remember that a reputed service provider would never call out of the blue. They call only when you request help. So, never trust unsolicited calls, they can be doubtful.

A little background search can be very useful: The number of tech support companies existing today is many. Just settling with anyone should be avoided; instead one must do a background search about the reputation, first call resolution rate, satisfied customers, any frauds and online reviews about the company. Customer testimonials are an easy way to get noticed about the activities the company is involved in, which have been posted by real users after their real experience.

Double check before granting permission for remote access: Most computer repair specialist would ask for permission to remotely access your PC, especially when the problem requires professional assistance. So, if giving the green signal to any technician, make sure you continuously monitor the activities of the professional on your PC. Make sure to stay in contact with the technicians and never pass information about passwords and other sensitive matters under any circumstances. If at any time, you sense a suspicious activity go ahead and abort the remote session.

Never get carried away with huge discounts: Don’t think that everyone out there is honest, its best to do an online search about the plan that tech support company is offering and especially one, which appears too good to be true.

Don’t cry over spilt milk: If under any chance, you have already become victims or prey in the hands of a tech support scam, make sure to act quickly to avoid any further loss or damage. You can contact local authorities to file a report or can even file complaint on the Federal Trade Commission’s (FTC) website. In case of monetary transaction, don’t forget to inform your bank. Also, you must change all the passwords on your PC, especially if you gave permission for a remote access.

The Tricks and Tools of High Tech Hiring

There is no question that high tech companies use their own tools and knowledge of technology to farm out the best candidates for positions in their ranks. It would be shocking to find one company among this group that doesn’t take advantage of data mining through various types of resume filtering systems and similar. However, the simple resume database isn’t the only approach these companies have to finding exceptional talent. They also use a mix of a high tech and traditional face-to-face vetting to pick out the best candidates for their needs.

Pay Someone Else to do the Filtering

Plenty of companies utilize third party databases to cull out potential recruitment targets when seeking talent proactively. Whether it’s through LinkedIn, or similar, these third parties provide searchable bodies of candidates for a fee. This method works well for HR shops that don’t maintain their own database or feel it is more efficient to get ready-made reports from a third party. However, this tool only works for initial findings; companies still have to maintain their own internal second line pool of candidates for closer review.

Social Media is Fashionable

For those companies, particularly startups and those in hyper-growth mode, that want to catch the younger crowd, social media hiring tools have come into vogue. Leveraging the power of social media’s ability to not only connect personally but to also be able to instantly vet the background of the candidate connecting, companies can pick out who they want to talk to before an application has even changed hands. The major risk, however, is that some of these methods may run afoul of federal labor laws if relied on too much for hiring. For example, how does a company prove it has met equal employment opportunity requirements when just picking people on personal quirks via their Facebook pages? It doesn’t hold water very well legally.

Traditional Values Still Matter

Yahoo’s CEO, Marissa Mayer peronsonally vets each incoming employee to be aware of the skillsets the company is taking on. Facebook’s CEO, Mark Zuckerberg, likes to go on outdoor walks with new employees while closing a hire to share his personal company vision in a personal discussion with them. Others choose different methods but the theme is the same: a personal touch or connection is still desired to ensure a new hire fits. Culture-fitting is critical for high tech companies; ill-fitting hires are considered below the bubonic plague because they foul up team productivity. So the face-to-face factor still matters greatly, but it often comes as the very last filter before hiring.

Food Tech Startups Emerging Globally

Local food movements are booming the world, but it’s not your grandfather’s farm. The Slow Food movement, which came about as a way to promote sustainable agriculture, is getting a boost from millennial ingenuity. Entrepreneurs are turning their attention to improving the way consumers connect with farmers.

There is a growing consumer demand for products with personality. The USDA has been tracking the growth of farmers markets for the past two decades. Since 1994, there’s been a fourfold increase, and in the past year alone, the list of farm markets has gone up 3.6 percent. The popularity of the Whole Foods grocery chain is another sign that small batch, high touch products are increasingly in demand in the United States. Whole Foods’ revenue has grown by a billion dollars a year for the past three years running.

Combine high tech with slow food and you’ve got a new global movement. Big farm agriculture technology, or AgTech, has been around for quite some time. But the small producers can also take advantage of computer driven agriculture.

The newest worldwide food tech trend is designed to both safeguard and revive local food systems. Sensors and software helps farmers boost output and streamline operations, and online marketplaces, sort of a fruit and vegetable version of Etsy, connect farmers and food artisans directly with consumers. The Fruitguys, for example, offer nationwide door-to-door delivery of organic fruit. Take that, Harry and David.

The movement has also caught on in Italy, where investors have helped to launch Rural Hub, a business incubator designed to offer rural startups mentorship, research and links to funding sources. And if you like wine, check out Goodmakers, a website that showcases small vineyards and offers bottles at reasonable prices.

According to Franchise Gator, venture capitalists are making big investments in comestibles (that’s a fancy word for food). For example, a number of small batch coffee roasters are getting major attention. A group that includes tech magnates Tony Conrad, partner at True Ventures and Google Ventures, and Twitter co-founder Evan Williams bought a $20 million controlling stake in Bay Area roaster Blue Bottle Coffee.

Common Market, a Philadelphia based operation that connects local farmers with institutional kitchens, such as schools, hospitals and workplaces, was founded by two business school graduates of the Wharton School of the University of Pennsylvania. The team recently received a $2 million grant from the Kellogg Foundation and a $350,000 line of credit from RSF PRI Fund, which invests in socially responsible businesses.

All About Real Estate Developers

Real estate developers in Spain are a vital part of the country’s real estate industry. When real estate is booming the developers do really well because the demand for the homes has increased. When the real estate is not under demand, the developers may not get as much business then they are accustomed to. Even though this is not an ideal situation, most experienced Spanish developers know how to handle the market so they can always make a profit.

What is a real estate Developer?

A property developer is someone, either a company or an individual, who makes it their business to handle the development, including the building of, real estate. Development companies range from small to very large. The larger development projects, for example, will likely go to a larger firm – maybe one that specialises in commercial development. If there is property for sale in Spain chances are there was someone who developed it. These companies stand to make a large profit depending on how well the market is doing.

Why Spanish real estate?

Spanish real estate development has seen an increase in recent years because Spain has becoming a desirable location. As a result, the property market has risen steadily. This means that the developers have had a lot of work to do and they’ve been making a nice profit. However, they have experienced a slow down. It is likely that the companies will go elsewhere for their development such as Latin America.

Should you contact a developer?

When you set out to buy Spanish real estate you will either be faced with the opportunity to buy the property right from the developer or from the existing owner. If you want something that is new or something that you will design yourself, you will need to get in contact with a Spanish developer.

If you purchase the land yourself, you will need to find a way to get something build on it. This is where developers come in handy. You can find a good developer for your Spanish real estate project by looking online or asking around. There may be a developer whose work you admire. Or you may just want someone reliable. Whatever your needs are, there is a developer that will fit them.

What kind of developer?

There are different kinds of developers out there. Some specialise in commercial properties, others in residential properties or apartments. Developers all have something that they are best at. If you are serious about finding the right developer, these are factors you need to keep in mind. Just remember that Real estate developers in Spain are a vital part of the housing market and something that can greatly benefit you while searching for property.

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Real Estate Contracts Determine the Success Or Failure of Your Real Estate Business

Let me first state that I am not an attorney and nothing I write or say should be considered legal advice. Please contact an attorney before making any legal decisions.

When doing any type of real estate investment deal it is critical that you have quality real estate contracts. Whether you are investing in foreclosures, buying out of bankruptcy or any of the other dozens of real estate investment strategies, quality real estate contracts play an important role in your success.

Quality real estate contracts will help to ensure that you, the real estate investor, are fully protected within the confines of the law. You want real estate contracts that will protect yourself and your business to the highest degree whether you are the buyer or the seller.

If you are the buyer you want to use real estate contracts that will allow you to easily walk away from the deal if necessary while at the same time offer the stiffest penalties if your seller should decide to walk away. And the converse is true when you are the seller.

There are certain real estate contract clauses which will allow you to do this when used correctly. You can use inspection clauses, mortgage contingency clauses, appraisal clauses, default clauses…the list can go on and on. The important thing to remember when using these clauses is that you use them correctly.

You need to make sure that your “Defined Terms” are congruent throughout your real estate contracts.

You need to make sure that the contracts that you use do not conflict.

The real estate contracts that you use will directly effect the success or failure of your real estate business because they can either protect you from lawsuit or leave you open to folks who would rather sue you to get rich than work hard themselves…not to mention that your real estate contracts can determine the success or failure on a deal to deal basis.

I would recommend that you use contracts that come from one source because real estate contracts that come from one source can help to eliminate the problems above and much more.

Whether you get your contracts from your attorney, a book, a guru, or a program such as the REIFormsGenerator it is important that they come from one source and you always have your real estate contracts reviewed by an attorney in your investment state.

Real Estate Agents Directory

he slump in the US housing market and an economic slow down has emerged as an ideal situation for many new homebuyers to enter the home market. With homes going at half the rates they fetched earlier, homebuyers are thanking their stars. Buying a home is not an easy chore as it requires extensive research. With so many homes up for sale, the task is extremely daunting for the first time homebuyer. The best possible option would be to get in touch with a real estate agent who would provide all the necessary help, advice and ways to go about securing that dream home. How does a buyer locate a real estate agent? Where does one look for information on real estate agents? Look no further. Everything you want can be found in the Real Estate Agents Directory. The complete resource for all real estate information at your finger tips.

What is Real Estate Agents Directory?
A Real Estate Agents Directory is where listings of thousands of real estate professionals can be found according to their business location and their specific categories. Real estate agents are categorized according to their countries, states and locations. It also provides multiple listing services, property listings, and other features related to real estate.

This B2B directory helps boost a realtor’s business. Realtors would be provided a web page for uploading his or her complete business profile, which enables prospective customers to get in touch with them. While a free listing option is available for realtors, featured and sponsored listings are also available for those who want a bigger presence. Paid listings would be comprehensive in providing detailed information about the professional expertise of the realtor and their achievements. With paid listings, realtors can get greater exposure and benefits that help in enhancing their business.

Why should real estate agents get themselves listed on a real estate agents Directory?

1. Very easy and simple process
2. Get greater exposure for your business that translates into better business
3. Cost effective as your business is online
4. Save on overhead costs
5. The real estate agents directory is accessible by all major search engines. Helps divert larger internet traffic to the website.

Most purchasers or sellers of properties are keen to get the best real estate agents when it comes to dealing with their properties. If you are a real estate agent, then being listed on a real estate agents directory would be an ideal and wise decision. You have a wider exposure on the internet, and the possibility of prospective clients contacting you is greater. With more satisfied clients on your list, will see your business growing and the emotional satisfaction of having made so many people realize their dreams of owning a home is satisfying.

Living in Harmony With the Universal Law of Giving

Upon reading this article on the Law of Giving, I challenge you to start giving yourself away during your day today! Watch how the changes in your universe show up immediately! It is a wonderful experience!

The universal Law, the Law of Giving states the universe operates through dynamic exchange, nothing is static; change is energy’s only attribute. Life really is the interaction of various elements and forces; whether this interaction is harmonious or not can be seen in the results. Since this exchange is dynamic, anything that stops the flow causes stagnation. This is no different from looking at a clogged drain or arterial disease in which a clot forms and inhibits normal blood flow. You must give and openly receive in order to keep it circulating in your life.

“The universe operates through dynamic exchange… giving and receiving are different aspects of the flow of energy in the universe. And in our willingness to give that which we seek, we keep the abundance of the universe circulating in our lives.”
-Deepak Chopra

Below, I have provided 3 key points about the Law of Giving that I am hopeful you will consider and incorporate into your daily life. As you do, you will notice an increase of good come into your life. At times, this good will be overwhelming! Enjoy! You created that good by first giving it away!

The Law of Giving has been called the primary or fundamental law of life and the first law of all creation. Most people live as go-getters with a “what’s in it for me” attitude or “what can I get out of this” mentality. When a mind or person is focused on getting and not on giving, that person is unable to access the great powers of the universe. They are creating a state of resistance, not of abundance. The law of giving is definite, and the act of giving always precedes and determines the amount and quality of the reception.

“Give and it shall be given unto you, good measure running over.”
-Luke 6:38

As you begin to understand, practice and internalize this Law of Giving take away, know that whatever you create in your life, whether deliberately or non-deliberately, it starts with what you are first willing to give away.

Even more exciting is that you can learn to give more willingly and graciously when you incorporate this into your life and your own deliberate creation process!

The law of giving states that energy must flow or it stagnates. It really is all about the flow of energy and love to and through you! The law of giving also requires that you give openly, freely, and without expectation. It is the thought vibration that goes out with your act of giving that matters. If you give something but feel badly about it or feel jealous, anxious, not like doing it, or are giving with the intention to see what you will get in return, you are sending out a negative vibration with your act, and you will not be able to stay connected. You must give openly, freely, and without want. Be excited and happy when you give; know that you are taking part of a grand universe that is founded upon giving. The Spirit gave this entire wondrous world to us; the Spirit gave it to us without expecting anything in return. It makes perfect sense that giving freely and without want with the intentions and feelings of good and high vibrations will keep you connected to the Spirit.

The law of giving means that you can stay connected to the Spirit when you give yourself. I sometimes think of this as giving my soul away to God. Give love, give joy, give help, give anything that will raise the vibrations of the giver and receiver; you are then adding to the good of the universe. The law of giving states that which you give away, you get to keep.

The law of giving is often considered a two-way law. The law of giving also requires that you receive, so I am calling it the law of giving and receiving. The law of giving also is closely related to the universal law of allowing. You must remain open to receiving, accepting, and allowing good, or you will put up resistance and block the flow of good energy to you.

“The more easily you can receive, the more easily the universe can give it to you.”
-Sanaya Roman and Duane Packer

This Law of Giving and its reciprocation can be observed when someone gives another person a compliment, which is essentially good energy. When the person receiving the compliment graciously accepts the compliment and oftentimes returns the compliment, everyone feels good. In this instance, the flow of energy continues as energies are raised. Now, if the person receiving the compliment puts up resistance, such as saying, “No, I don’t deserve those kind words,” not only does the person receiving the compliment feel bad and put out negative energy, but the person who gave the compliment feels badly and may even think that they were wrong to send the kindness. In this instance, the good flow of positive energy is blocked, the energy stagnates.

So be willing to give and be willing to receive. Be grateful for the opportunity to give and also the opportunity to receive. That is what mastery of the law of giving is all about! Have fun with this!

Understanding Home Improvement Loans

When it comes to needing extra repairs to the home or just an improvement that will make living in it a little easier, you will probably find yourself in need of a home improvement loan. A home improvement loan is a loan that is specifically used to improve your property. The whole idea is that with the loan, you will be able to maintain the value or your property or hopefully increase it.

Many times people will seek out the home improvement loan for new bathrooms or kitchens, adding an addition onto the property for an additional room. In some cases, these loans can be used for swimming pools or landscaping projects if it is seen that those projects will truly increase the value of the home.

Various Types Of Home Improvement Loans

With the need being so great, there are several ways a person can attempt to get the financing they need to make the improvements on their home. There are:

· First Mortgages

· Second Mortgages (such as home equity lines of credit and home equity loans)

· Home Improvement Grants

· Unsecured loans (such as personal loans)

The first mortgage loans are taken out when there are no other liens or loans out on the property. The second loans are taken out in addition to a first mortgage. As long as there is substantial equity in the home that can be tapped into in order to justify the loan, the second mortgage can provide the funds needed for the home improvement.

Many people who already have a first mortgage on their property may not be so thrilled about taking out a second. For these cases, a home mortgage refinance is a great option because you may be able to not only lower your monthly payments, but you can possibly defer your payments and even get some cash out.

The home improvement grants are there for low-income families that need to make essential repairs. Unsecured loans are a great option for those who do not have any equity in their home to tap into. The finance company also does not take a personal interest, as in a lien, on your home.

What To Ask Yourself

When you are looking through all of the various options out there for a way to improve your home, it is important to make sure that you are asking yourself very important questions in order to determine what the best options are for you.

Simply ask yourself the following questions to get started:

· Are the improvements that you are planning to make going to increase the value of your home more then the amount of the loan that you are taking out?

· Are there are tax implications that you need to be aware of before getting started?

· Are there are possible tax deductions that you can take advantage of?

· Are you really going to be able to afford the new monthly payments?

Once you have asked yourself all of these questions and you feel as though you are ready to move forward then go for it. The sooner you get started the sooner you will be able to enjoy the improvements made to your home

Things That You Should Not Do to Avoid Home Improvement

Most of us don’t want to be pushed and work on remedial measures in addressing emergencies and repairs in your home. It would be unfortunate to consider a Glen Ellyn home improvement only when you are already faced with all sorts of defects and problems in your home. The main objective of an ideal Lombard home improvement is not to resolve damages and defects but primarily to prevent them from happening and cause the further deterioration of your home. As the term implies, a home improvement project is specifically done to improve the home property and add to its overall value.

The last thing that we want to do in managing this major property investment is to procrastinate and delay essential works that need to be done. We should take our cue from the old adage, “never put off things that you can do today.” This is just one of the responsibilities that you must attend to as a responsible homeowner. Delaying on a home improvement project for whatever reasons will do more harm than good in the long run as this will most likely lead to more time and money spent on a more difficult and complicated works on your home.

Here are some of the common excuses that a responsible homeowner must avoid when dealing with home makeovers.

1. It is nothing serious – Most homeowners justify their inaction by qualifying the conditions affecting their home as minor and not needing immediate attention. It is this attitude that really brings them into serious trouble.
2. I was not aware of the problem – There are those who force themselves to deny that there is a problem. These are the type of people who avoid problems in their home and refuse to see one facing them right in their faces. Serious problems normally blow over and that is the time they claim ignorance.
3. I don’t know how to fix the problem – Of course, we are not experts. However, this does not mean that we will not address the problem. Sometimes, this is our lame way of putting off some nagging problems in our home. Obviously, you will always have the reasons if you don’t want to work on something but there will always be a way if you are willing to act on the work at hand.
4. I don’t know the right persons to contact – This is just pure hogwash. Your fingertips can do the job for you. Simply go to the home repair section of the yellow pages and you will find all the contacts that you need. In any case, you will have to do some background check in order to identify the right specialist to link up with. You can get the recommendation of relatives and friends. You can also tap the services of a pre-screening companies in the selection of the appropriate contractor who will do the home improvement job.

Finally, all home improvement jobs are anchored on an effective and regular home maintenance work. It is important that regular maintenance work and inspection is done on critical components and parts of your home. Observing this minor aspect of your home maintenance will be better than spending on major repair works.

Home Improvement & Remodels – Discover the Ten Top Home Remodeling Ideas Today

You know you want to do something to your home, but what? What makes sense in today’s economy? What would have the biggest benefit and perhaps create the most extra value?

In good economies or poor, the types of home improvements people make change very little. What does change is whether or not they move ahead and how many of the projects they decide to do.

What is a Home Improvement?

I focus on remodels or home improvements in this article rather than a home addition. While all home additions are home improvements, not all home improvements are home additions. That’s an important distinction.

With a home improvement or remodel, we’re typically not talking about adding square footage, foundation, or roofline to the home. You would be working within the confines of the existing exterior walls and under the same roof. I discuss home additions in other articles.

The Most Popular Home Remodeling Projects 

To help you decide, here is a list of the ten most widely popular home improvements today. Ultimately, you will decide based upon your specific needs. Use this list for ideas and inspiration. Please note that they are in no specific order. You should base your decisions on your own personal desires and needs.

1) To modernize your home for your enjoyment or resale: Homes become out of date in a few years. Carpeting, wallpaper, countertops, fixtures, appliances, cabinets, lighting, and other finishing materials can become old and outdated.

2) To improve the looks and functionality of the kitchen: This very popular remodel is a very practical one. Kitchens are central to the home and it’s more about creating conveniences than adding luxury.

3) To revitalize a tired old bathroom: Often bathrooms are too small for the latest styles of tubs and showers. Bathrooms (as well as kitchens) tend to provide the biggest bang for your buck when trying to build equity in your home.

4) To improve the feel and flow of the home: Many older and smaller homes are too cut up and crowded. Eliminating rooms and hallways and conjoining popular living areas can really add to the livability of a home.

5) Convert a home for handicap accessibility: More people are doing this as the population ages. Making homes accessible to the handicap will make the home more marketable and potentially worth more.

6) Energy efficiency, insulation, and greening up the home: Lowering your recurring energy bill expenses add to your comfort, peace of mind, and your homes value.

7) Adding curb appeal with an exterior make-over: This can be a more expensive project but by changing the siding, window framings, roofline, and landscaping, you can make a dramatic and profitable upgrade to the look of your home.

8) Restoring historical homes to their original look: There are times when government grants can help with this project. This project can be very rewarding and offer a uniqueness that you may not otherwise be able to achieve.

9) Remodeling and finishing off the basement: Often this is a pretty cost effective way to add square footage to your home. It doesn’t require more foundation or roofline. It’s a very popular remodel in certain areas and markets.

10) To improve the quality and luxury of the home: This is similar to the first item concerning modernizing the home. The difference here is that with this reason for remodeling, you’re looking more for specific design and taste to move into something spectacular rather than away from something unsatisfactory.

Get Professional Help & Don’t Overdo It

Remember, it’s all your goals. Why do *you* want to remodel? What’s in if for you? Any of these ideas could be reason enough move forward in today’s economy. Home building and remodeling coaches and other professionals can help you with the costs of your project. Know why you want to complete the project and stick with your plan. Don’t be frivolous in a tougher economy.